Well, today was the inspection. There were some small 'fixable' issues, but clear for termites, clear for septic and the roof and is in great shape. Overall, a good result. Then I find tax stuff, paperwork and drag it to the Mortgage guy.
Of course, I brought the fifty two things I needed to bring and felt relieved. Then the phone call. We need your 401K paperwork, a lease for the apartment and you need to have XX in your accounts and we are going to be pushing it. It gives me panic attacks. Where do they come up with those numbers? Our down payment is X and then Y for this and then just a random extra bit. If I had known that I needed 'extra' I wouldn't have paid off a few bills I would have paid minimums for this month and paid off after closing. It is just TOO much. I need to take a deep breath and calm down.
For now here is a pic of the fireplace! TTFN
Monday, September 8, 2008
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3 comments:
Hi Sweetie!
Oh I understand how you're feeling! I hate the financing part. The first house Wes & I bought they said "we need X amt for the downpayment" & "why isn't this bill paid off, you need to pay it off!" I went in being my usual self, calm & pleasant, however the man had pushed the wrong button, I said " Ok SIR it's like this, you can either have the down payment you want OR I can pay that bill off!! Which one do you want?" He meagerly said, " the down payment will be fine, just try to pay that bill down this next year." I've disliked bankers and financers ever since. There... I feel better! Don't let them get to you, they love when you let them!
Thanks for the great comment on my post. I really appreciate you taking time to tell your story, just like I told you mine above... we both just have alot to say. Thanks for sharing!
Hugs, Sherry
Hi,
How are you doing?? The fireplace look nice and I can see a handmade mantle over the fireplace???
It will be worth it. Yes, just breath and ask QUESTIONS, lots of questions. Try not to worry and I'll check back with you after the garage sale.
Warmly, Deb :)
Hi,
I just wanted you to know that I deeply appreciate your comments and Thank you for caring about my daughter and me. I have found so many kind women in blogland :)
I'll post Sun/Mon about the garage sale...it wa weird and part 2 is Saturday. Have a great weekend.
Warmly, Deb
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